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Best Mortgage Lenders in El Paso, TX - Rocky Mountain Mortgage Company, PinDrop Realty, WestStar Home Loans, My Home Loans, Insight Mortgage Company, Mortgage Vet Team - NEXA Mortgage, Navy Federal Credit Union, Mann Mortgage. 678% for a 30-year fixed, 5. ahdaf koora I do my best to separate size from quality. The formula for calculating a monthly mortgage payment on a fixed-rate loan is: P = L[c(1 + c)^n]/[(1 + c)^n – 1]. non denominational church near me